Terms and Conditions

1. Introduction

Welcome to Startup Credit. These Terms and Conditions govern your use of our website and services related to startup financing and investment advisory. By accessing or using our platform, you agree to be bound by these terms.

Startup Credit operates as a financial advisory platform that connects startups with funding opportunities, including government schemes and private investors. We are committed to simplifying the startup financing process while maintaining the highest standards of professionalism and compliance.

2. Definitions

• Services: All financial advisory, consulting, and platform services provided by Startup Credit
• User: Any individual or entity accessing our website or using our services
• Platform: The Startup Credit website and all associated digital properties
• Client: Users who engage our services for startup financing assistance

3. Services Provided

Startup Credit provides the following services:

• Startup financing advisory and consultation
• Connection with government funding schemes
• Introduction to private investors and venture capital firms
• Guidance through the startup financing process
• Documentation and application support
• Business growth strategy consultation

4. User Responsibilities

As a user of our platform, you agree to:

• Provide accurate and truthful information about your startup and financing needs
• Maintain the confidentiality of your account credentials
• Use our services in compliance with all applicable laws and regulations
• Not misrepresent your business, financial status, or funding requirements
• Respond promptly to requests for information or documentation
• Comply with the terms set by funding entities we connect you with

5. Financial Disclaimers

5.1 No Guarantee of Funding

Startup Credit provides advisory services and facilitates connections with potential funding sources. We do not guarantee that any startup will receive funding, and we are not responsible for funding decisions made by third parties.

5.2 Investment Risk

All investment and financing decisions carry inherent risks. Users should conduct their own due diligence and seek independent financial and legal advice before entering into any funding arrangements.

5.3 Not Financial Advice

While we provide guidance on financing options, our services do not constitute financial, legal, or tax advice. We recommend consulting with qualified professionals for specific advice tailored to your situation.

6. Fees and Payment

Our fee structure will be clearly communicated before you engage our services. Fees may include:

• Consultation fees
• Service fees for application processing and documentation
• Success fees (where applicable and agreed upon)

All fees are non-refundable unless otherwise specified in your service agreement. Payment terms will be outlined in individual engagement agreements.

7. Confidentiality and Data Protection

We take your privacy seriously. All information shared with Startup Credit will be handled in accordance with our Privacy Policy and applicable data protection laws.

• We maintain strict confidentiality regarding your business information
• Information is only shared with funding entities with your explicit consent
• We implement appropriate security measures to protect your data
• You retain ownership of all intellectual property shared with us

8. Intellectual Property

All content on the Startup Credit platform, including text, graphics, logos, and software, is the property of Startup Credit or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

To the maximum extent permitted by law:

• Startup Credit shall not be liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the fees paid by you for our services
• We are not responsible for decisions made by funding entities or investors
• We are not liable for any losses resulting from funding arrangements entered into through our platform

10. Termination

Either party may terminate the service agreement with written notice. Upon termination:

• All outstanding fees remain payable
• We will return your documents and materials as requested
• Confidentiality obligations continue to apply
• You must cease using our platform and services

11. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts in Navi Mumbai, Maharashtra.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Continued use of our services after changes constitutes acceptance of the modified terms.

13. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us:

• Email: info@startupcredit.in
• Phone: +91 9850344666
• Address: Kharghar, Navi Mumbai, India